

These Terms & Conditions govern your use of this Website and participation in programs provided by Systems That Shine By using this Website or enrolling in our programs, you agree to be bound by these Terms. If you do not agree, please stop using the Website immediately.
1. Definitions and Interpretation
In this Agreement:
Account: the personal information and login credentials used to access services.
Content: training materials, templates, guides, videos, text, and other resources provided by Systems That Shine.
Services: all training programs, digital content, and community access provided by Systems That Shine
User / You: any person using this Website or participating in programs.
Website: [website] and related sub-domains.
We / Us / Our: Systems That Shine, a company incorporated in Canada.
2. Age Restrictions
Users must be at least 18 years old to use this site.
3. Intellectual Property
3.1 All Content on the Website, unless uploaded by Users, is the property of Systems That Shine or its licensors.
3.2 You may not reproduce, copy, distribute, or re-use Website material without permission unless permitted by law.
3.3 All content provided in Systems That Shine programs is protected by copyright, trademark, and other intellectual property laws. You may use materials only for personal learning and in accordance with program guidelines.
3.4 Reproduction, distribution, or sharing of materials is prohibited unless expressly authorized.
4. Links to Other Websites
The Website may contain links to other sites. Unless stated, these are not under Systems That Shine’s control. We accept no responsibility for their content or use.
5. Use of Communications Facilities
Users must not use our System unlawfully, abusively, or for spam. Systems That Shine may monitor communications and retains the right to moderate or remove content.
6. Accounts and Termination
You must provide accurate information when creating an account and keep login credentials secure. We are not liable for losses resulting from unauthorized access caused by you sharing credentials. Systems That Shine may suspend or terminate accounts at its discretion for misuse or violation of these Terms. You may also close your account at any time by contacting us.
7. Community & Third-Party Platforms
We may provide access to third-party platforms. Your participation must comply with our guidelines and the terms of those third-party services. Systems That Shine is not responsible for downtime, data handling, or actions taken by those platforms.
8. Orders & Payments
All prices are listed in Cdn dollars unless stated otherwise. All prices listed are exclusive of applicable taxes. If you are a resident of Canada, applicable GST/HST, PST, or QST will be added to your order at checkout based on your province or territory. Your order is a contractual offer. A binding agreement occurs when we send a confirmation email. Payment is due at the time of order or according to the plan selected.
9. Cancellations & Refunds
All sales are final. We do not offer refunds after purchase. However, we may offer flexibility such as pausing or rescheduling.
10. Privacy
We collect, use, and store personal information in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. Use of the Website is also governed by our Privacy Policy at www.systemsthatshine.com/privacy.
11. Anti-Spam Compliance
We comply with Canada’s Anti-Spam Legislation (CASL). By providing your email address, you consent to receive communications from us. You may withdraw your consent at any time by clicking the unsubscribe link in our emails or contacting us directly.
12. Disclaimers
Programs and content are provided “as is.” We make no guarantee of specific results, income, or client outcomes. Training is educational in nature and your success depends on your own actions, market conditions, and other factors outside our control.
13. Changes
We may update these Terms or modify services at any time. Continued use of the Website or participation in programs after changes indicates acceptance.
14. Availability of the Website
We aim for high uptime but accept no liability for interruptions beyond our control.
15. Limitation of Liability
To the maximum extent permitted by law, Systems That Shine is not liable for indirect, incidental, or consequential loss. Nothing in these Terms excludes liability for fraud or for death or personal injury caused by negligence.
16. No Waiver
Failure to enforce rights does not constitute waiver.
17. Previous Terms
These Terms supersede any prior versions.
18. Communications
Contact us at [email protected]. Notices are deemed received when we confirm receipt.
19. Governing Law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these Terms shall be resolved exclusively in the courts of Ontario.